Vietnam accelerates rollout of 500 trillion VND credit package for infrastructure and technology firms
SBV Deputy Governor Dao Minh Tu emphasised the banking sector’s ongoing commitment to boosting credit growth, especially for production, business activities, and high-impact sectors like transport, electricity, and digital infrastructure. He noted that banks have already financed key projects such as power plants, transmission lines, and airports.
At the Government’s request, the SBV is developing a preferential credit package worth 500 trillion VND (around 20 billion USD) to support businesses in these fields. The SBV previously held a technical meeting with commercial banks to discuss the programme’s framework and today’s session further refined implementation strategies.
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SBV Deputy Governor Dao Minh Tu speaks at the meeting |
Banks agreed on the importance of the initiative. For instance, Vietcombank has financed major projects like the Lao Cai–Vinh Yen transmission line and Long Thanh International Airport. CEO Le Quang Vinh stressed that in addition to loans, mechanisms for equity participation and benefit sharing should be considered to better support tech innovation.
Agribank also expressed readiness to provide preferential interest rates but emphasised the need for clear lending responsibilities. Banks also called for mechanisms to restructure debt and reduce fees for clients affected by new US tax policies.
Deputy Governor Tu urged swift and effective rollout, balancing credit risk with support goals. He clarified the funds will come from commercial banks, with state-owned banks taking the lead. Loans must meet credit standards but will enjoy preferential rates, co-financing options, and extended terms. Disbursement is planned until 2030 or until funds are exhausted.
Banks are also tasked with promoting the programme widely and reporting progress quarterly to the SBV.
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